Disclosure
Schedule of Consumer Fees
Effective March 31, 2025
SERVICE |
CHARGE |
||
| Standard Consumer Fees | |||
| Account Balancing Assistance | $25.00 per hour | ||
| Account Closed Within 90 Days of Opening Fee | $10.00 | ||
| Account Inactivity Fee | $5.00 ^C | ||
| Account Research Fee | $25.00 per hour | ||
| Coin Counting – Machine Fee – customers | 5% (after first $50.00) | ||
| Coin Counting – Machine Fee – non-customers | 12% all amounts | ||
| Deposit Account
Verification Fee (for credit applications at other institutions) |
$15.00 | ||
| Escheatment Fee* | $100.00 | ||
| Garnishments / Executions / Levy Processing Fee | $125.00 | ||
| Account Maintenance | Up to 0.02% per month, for balances exceeding $50 million. |
||
| IRA Annual Fee | $15.00 | ||
| IRA Closeout / Transfer Fee | $25.00 | ||
| Overdraft / Returned Item Fee | $35.00 per item** | ||
| Overdraft Sweep Fee | $7.50 per day | ||
| Returned Mail / Incorrect Address Fee | Up to, but not more than $10.00 | ||
| Statement Copies | $3.00 per copy | ||
| Stop Payment Fee (Includes Home Equity Line of Credit Checks) | $35.00 | ||
| Wire Transfer Fees | |||
| Domestic Outgoing | $30.00 | ||
| Domestic Incoming | $10.00 | ||
| Foreign Fees | |||
| Foreign Currency Purchase Fee (customers only) | $7.50 | ||
| Small Order Additional Fee (under $300.00) | $10.00 | ||
| Overnight Shipping Additional Fee (over $2,000.00) | $10.00 | ||
| Foreign Check Processing Fee (Collection Letter) | $35.00 per item | ||
| Foreign Check Processing Fee (Cash Letter) | $5.00 per item | ||
| Foreign Check Collection Returned Items | $20.00 | ||
| Foreign Draft Fee | $5.00 per item | ||
| Foreign Draft Delivery Fee (branch) | $10.00 | ||
| Foreign Draft Delivery Fee (client location) | $15.00 | ||
| Foreign Draft Stop Payment | Funds returned at current rate | ||
| Safe Deposit Fees | |||
| 2” x 5” Rental Fee | $65.00 per year | ||
| 3” x 5” Rental Fee | $70.00 per year | ||
| 5” x 5” Rental Fee | $95.00 per year | ||
| 3” x 10” Rental Fee | $100.00 per year | ||
| 5” x 10” Rental Fee | $135.00 per year | ||
| 10” x 10” Rental Fee | $235.00 per year | ||
| Safe Deposit Drilling Fee | $150.00 | ||
| Safe Deposit Lost Key Fee | $25.00 | ||
| Safe Deposit Box Rental Late Fee (after 30 days) | $10.00 | ||