Cash Management Services
Explore Our Enhanced Cash Management Services.
Secure and effortless cash management services with 100% deposit insurance.
Fully Insured Deposits
Innovative Solutions
Trusted Advisor & Partner
All the cash management tools you need to manage the flow of your business.
ACH Origination
Streamline your payroll and vendor payments with our ACH Origination service, offering secure and efficient electronic funds transfers.
Wire Origination
Execute domestic and international wire transfers quickly and reliably with our Wire Origination service, ensuring your funds reach their destination safely.
Sweeps & Zero Balance Accounts
Optimize your cash flow with Sweeps and Zero Balance Accounts, automatically transferring funds to maximize your earning potential.
Remote Deposit Capture
Deposit checks remotely from your office with RDC, saving time and reducing trips to the bank.
Positive Pay
Protect your business from fraud with Positive Pay, a service that verifies checks and ACH transactions against your issued items.
Online & Mobile Banking with Bill Pay
Manage your accounts anytime, anywhere with our Online and Mobile Banking services, including convenient bill pay options.
Vault Services
Securely store your money with our Vault Services, providing peace of mind and easy access when needed.
Lockbox Services
Accelerate your receivables processing with Lockbox Services, which streamline the collection and deposit of check payments.
Merchant Services
Enhance your business's payment acceptance capabilities with Merchant Services, offering a variety of payment processing solutions.
API Banking
Integrate your financial operations seamlessly with our API Banking, enabling direct access to our banking services from your business systems.
Quickbooks Direct Connect
Simplify your accounting with QuickBooks Direct Connect, allowing easy synchronization of your bank transactions with QuickBooks.
BAI2
Utilize BAI2 for efficient cash management reporting, providing detailed and timely account balance information.
Elevate Your Banking Experience
Tailored Services and Solutions
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- Anywhere Access: Fast and easy account management, anytime.
- Efficient Cash Control: Streamline processes, boost cash flow.
Discover Our Enhanced Banking Services
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- Liquidity Mastery: Diverse deposit options, credit lines.
- Effortless Transactions: ACH origination, bill pay, wire transfers.
- Dependable Security: Full deposit coverage with FDIC & DIF.
Moonstone Bank Advantage: Your Path to Enhanced Banking
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- Total Deposit Protection: 100% insured deposits.
Enhance Business Efficiency and Prioritize Security
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- Protecting What Matters: Leave your money worries to us.
- Advanced Fraud Defense: Shield against altered and counterfeit checks.
- Experience Real-Time Accessibility
- Seamless Fund Access: Online, mobile, and automated banking.
- Boost Business Efficiency: Maximize productivity with real-time access.
- Data-Rich Reporting: Your Business Advantage
- Robust Reporting: Diverse formats for comprehensive insights.
Tailored to You
We credit much of our steady growth in commercial banking to the practice of listening to our customers and carving out specialties to serve their unique banking needs.
Deposits Insured 100%
Most banks offer deposit insurance up to $250,000 through the Federal Deposit Insurance Corporation (FDIC) but as a member of the DIF, your deposits are insured at 100%.
Technology Driven
Our products are designed with you in mind. Our API and Open Banking solutions allow us to move quickly and be flexible in order to give you the best possible experience.
Innovative Solutions
At Moonstone Bank, you'll find comprehensive solutions, global capabilities, industry expertise and personalized attention. That's what makes us a leading commercial bank.
Centuries Old DNA
As the 10th oldest bank in the country, we have the experience and knowledge to provide you with a comprehensive, efficient and premium banking experience.
Dedicated Support
We are more than your bank. We are your partner. We work closely with our clients to deliver superior products and high-touch services to meet all their banking needs.